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Unfortunately, this is a very difficult question to answer. Every case is different, so there is no exact way to accurately predict how much any personal injury case is worth. Additionally, insurance companies do not share their evaluation methods with the general public. However, after handling Florida injury cases for nearly 20 years, I have some perceptions about what information insurance companies value when evaluating claims. The most common element of an insruance company's evaluation of a personal injury case is the amount of special damages that an injured person has sustained. In Florida, special damages are generally medical bills, lost wages, and any other out-of-pocket expenses an injured person has incurred. An insurance company will always base its evaluation on an analysis of the plaintiff's past medical expenses, as well as any future medical expenses the injured person's doctors say he is likely to incur in the the future. Outside of special damages, an insurance company will always look at the facts of the accident, and try to determine whether the injured person will have an easy or difficult time proving that someone else's negligence cause their injury. An insurance company's evaluation will also always take into account whether the injured person had pre-existing injuries or medical conditions, or a propensity to become involved in accidents or make injury claims. An insurance company will also base its evaluation somewhat on the plaintiff's general, overall presentation. Has the plaintiff ever been in trouble, or convicted of a crime, or spent time in jail or prison? Is the plaintiff an upstanding member of the community, or someone on the fringes of society? Is the plaintiff an active, athletic person, or a homebody, and will the plaintiff's injuries seriously impact the plaintiff's lifestyle. As you can see, there area a lot of factors that go into evaluating a personal injury case. The examples above are just that, examples. There are plenty of others, and every company will have a different technique. Some insurance companies now use computers to analyze data, compare similar cases across certain geographic areas, and to suggest case values. If you have any questions about your particular Florida injury case , call Orlando accident attorney Kim Michael Cullen at 407-254-4901.
I need a lawyer now I don't know if I need a lawyer I'm injured and I need information

How will an insurance company put a value on my case?

 

A:

Unfortunately, this is a very difficult question to answer.  Every case is different, so there is no exact way to accurately predict how much any personal injury case is worth.  Additionally, insurance companies do not share their evaluation methods with the general public.  However, after handling Florida injury cases for nearly 20 years, I have some perceptions about what information insurance companies value when evaluating claims.

The most common element of an insruance company's evaluation of a personal injury case is the amount of special damages that an injured person has sustained.  In Florida, special damages are generally medical bills, lost wages, and any other out-of-pocket expenses an injured person has incurred.  An insurance company will always base its evaluation on an analysis of the plaintiff's past medical expenses, as well as any future medical expenses the injured person's doctors say he is likely to incur in the the future.

Outside of special damages, an insurance company will always look at the facts of the accident, and try to determine whether the injured person will have an easy or difficult time proving that someone else's negligence cause their injury.  An insurance company's evaluation will also always take into account whether the injured person had pre-existing injuries or medical conditions, or a propensity to become involved in accidents or make injury claims.

An insurance company will also base its evaluation somewhat on the plaintiff's general, overall presentation.  Has the plaintiff ever been in trouble, or convicted of a crime, or spent time in jail or prison?  Is the plaintiff an upstanding member of the community, or someone on the fringes of society?  Is the plaintiff an active, athletic person, or a homebody, and will the plaintiff's injuries seriously impact the plaintiff's lifestyle.

As you can see, there area a lot of factors that go into evaluating a personal injury case.  The examples above are just that, examples.  There are plenty of others, and every company will have a different technique.  Some insurance companies now use computers to analyze data, compare similar cases across certain geographic areas, and to suggest case values.

If you have any questions about your particular Florida injury case, call Orlando accident attorney Kim Michael Cullen at 407-254-4901.




For more helpful information about how to protect yourself after a Florida automobile accident, get your FREE copy of Kim''s book, Asleep At The Wheel - 13 Mistakes the Insurance Company Desperately Hopes You'll Make After Your Florida Car Accident -- while supplies last.
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Law Offices of Kim Michael Cullen, P.A.
101 S. New York Avenue, Suite 205
Winter Park, FL 32789
Email: kcullen@cullen-law.com
Phone: 407-254-4901

Orlando personal injury attorney representing clients across Florida including the following areas:

Orlando, Winter Park, Maitland, Kissimmee, Casselberry, Altamonte Springs, Longwood, Lake Mary, Heathrow, Sanford, Winter Springs, Winter Garden, Clermont, Clearwater, Tampa, Lakeland, Cocoa Beach, Melbourne. As well as Orange, Seminole, Osceola, Lake, Volusia, Brevard, Polk, Hillsborough, Pinellas, Sumter, and Marion Counties



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