
Q: I was involved in a car crash in Orlando. My neck and back hurt, and I'm starting to get some tingling and numbness in my hands and fingers. I think I need to see a doctor. Do I have to choose a doctor that is on the list I got from my employer when I signed up for insurance?
A: The quick answer is "No." In Florida, if you are injured in a car crash, your automobile insurance company will be the primary payer of any medical bills you incur related to your car accident -- up to $10,000.00. This coverage is called Personal Injury Protection coverage (also called "PIP" or "No Fault").
In Florida, most Personal Injury Protection insurance will pay 80% of any doctor bills you incur, provided that the medical service was related to your automobile accident, reasonable, and necessary.
I recorded a short video explaining how this works, here:
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Law Offices of Kim Michael Cullen, P.A.
1219 E. Livingston St.
Orlando, FL 32803
Email: kcullen@cullen-law.com
Phone: 407-254-4901
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Law Offices of Kim Michael Cullen, P.A.
1219 E. Livingston St.
Orlando, FL 32803
Phone: (407) 254-4901
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